By The Research Team
Dear Startup Investor,
When the Federal Reserve announced a 25-basis-point hike to interest rates last week, we knew it was just the tip of the iceberg
The Fed is desperate to throw cool water on the red-hot U.S. economy, and tamp down prices running at 40-year highs. That means the Fed will raise rates at least four more times in 2022, and a further two hikes are at least on the table.
That’s going to cause some market volatility, and take the wind out of a lot of stocks’ sails. Strong medicine, though; nobody likes paying $5 a gallon for gas or $10 for a banana (any Arrested Development fans here?).
But the process of getting there just got a little bit tougher for everyday Americans. After all, the pandemic spurred an increase in credit card spending – 30% of Americans used their credit cards more in the past two years.
Well, those balances, which were already on the rise due to inflation, will now surge further on a monthly basis in response to the interest rate uptick.
And consumers can expect those interest rates to be high for a while – the Federal Reserve anticipates inflation to remain above 3% through at least 2023.
So, record-high inflation and ever-increasing interest rates? But other than that, consumers must be feeling pretty good, right?!
Of course, the state of Americans’ finances is no laughing matter. The prospect of saving money to pay off debts or hit other financial targets remains an ever-more remote proposition.
As of 2021, 69% of Americans were saving 10% or less of what they make, and 21% weren’t saving anything at all.
Meanwhile, economists say that to retire at the age of 65 while maintaining your present standard of living, you need to save between 10-20% of your income.
Instead, 39% of Americans indicate they’re not only failing to save for retirement, they couldn’t even handle an emergency expense of $1,000 or more.
Put another way, nearly 40% of Americans are a busted furnace away from disaster.
The good news is, America is working the problem – and it isn’t just the Fed, but the private sector riding to the rescue.
Startups are front and center, devising new ways to ease the pains felt by consumers and help make them more financially solvent.
The Research Team
I like to know if you do not have much money i just have about $50 what can i do
Charles
I have a very small amount to invest but wish to get started with my first investment. Where do I make this investment?
From what I understand , you have to look for the right start up company that is accepting $50.00 as a minimum investment. Usually you have to meet that minimum investment requirement to be involved in a company’s start up.
Hope this helps
I sorry my name is Steven curry my email is scurry63@hotmail.com and my phone number is 3143372850
Guac is an extraordinary startup. Great business plan with a great team. We are fortunate to have the opportunity that Guac provides, both as a user of their app and as an investor in their startup. I have invested $2500 and plan to invest more.
I am very interested in Guac, I just can’t find where to go to invest. It looks like a great company
Where do I go to put an investment in Guacamole?
Saw this video already. Downloaded app. Looked like I had to become a partner to invest in this. I cannot afford to become a partner at this time. Still wondering where my two promised investments are for becoming a Premium Member.
You should’ve received an email with your user name and password to angels and entrepreneurs.com This is where you login to look at A&E Network Deals.
Call 866.310.1498 or 443.221.6766 and tell them you need your login information. This is what I had to do.
I agree, I’m a warehouse worker myself and it’s not easy out for sure.
There are plenty of A&E deals to choose from once you login to angels and entrepreneurs.com
Eager to get on board.
Hey am interested in investing but can’t find the window where I could fill out to invest